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Tulsa- Oklahoma Office
4416 S. Harvard Ave.
Tulsa, OK 74135
918 747-1000
800 777-4878
Fax: 918 747-7284
Oklahoma City-
Oklahoma Office
1350 S.W. 89th Street
Oklahoma City, OK 73159
405 691-1600
800 296-6074
Fax: 405 691-2128
Fort Smith-
Arkansas Office
14 N. 3rd St. Suite D
Ft. Smith, Arkansas 72901
479 649-0100
877 226-1209
Fax: 479 649-9700
Lowell- Arkansas Office
506 Enterprise Dr. Suite: 320
Lowell, Arkansas 72745
479 770-0613
877 226-1209
Fax: 479 770-0754
918.747.1000
Uninsured Motorist Claims
Oklahoma, including Tulsa and Oklahoma City, Forth Smith, Arkansas
Under law, your insurance company is responsible for most of the medical bills you incur as a result of an automobile accident. It has a very specific liability spelled out in your policy. The law and the policy notwithstanding, however, many insurance companies make it their standard operating procedure to not pay uninsured motorist claims, counting on the fact that you may be reluctant to file a suit against your own insurance company. And, even if they intend to pay the bills, they will wait as long as possible before doing so.
But above and beyond your insurance company, you may be able to receive compensation from the uninsured motorist. The law in Oklahoma and Arkansas requires that all drivers have liability insurance as a prerequisite to being allowed on the road. Therefore, driving without insurance is a criminal act, one that endangers everyone on the road, and anyone who does so should be subject to the severest reprimand of the law.
Since both Oklahoma and Arkansas have tort-based automobile accident laws, the procedure for obtaining payment from an individual is not so different from obtaining it from an insurance company, but with the additional factor that you may in some circumstances be able to recover punitive damages as a result of the other motorist's deliberate misconduct in not carrying insurance. Follow the same procedures as in any automobile accident, getting as much information as possible from the other motorist(s) and any witnesses. Be sure to cooperate with police, and document everything you can about the scene of the accident, taking pictures of everything you can. Move your vehicle only if necessary to protect yourself or other motorists.
In an accident with an uninsured motorist, there is no reason why you should suffer. After all, you are the one in compliance with the law. Here at Carr & Carr, we are dedicated to making sure that you do not become a victim of someone else's negligence. If you have been involved in an accident with an uninsured motorist, please contact us today via email or at our offices in Tulsa and Oklahoma City, Oklahoma or Fort Smith and Northwest Arkansas.
Traumatic events, such as car wrecks and falls, can cause a variety of injuries to the spine. Click the link to learn about the spine.
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